Confidence Changes Everything
Terry Levenberg, CFP is a Financial Advisor and Partner at Prime Capital Financial based in Reno. For nearly two decades, Terry has gained skills and knowledge through large financial institutions acquiring experience in multiple facets of investing and financial planning. His passion for a client-first approach allows him to build customized portfolios around the risk temperament, long-term financial goals, and objectives of each client.
WHY CHOOSING YOUR FINANCIAL ADVISOR MATTERS
For many people, the real financial risk isn’t that they won’t save enough. It’s that they’ll make a costly mistake when they’re closer to the finish line. This is where the right financial advisor can make a meaningful difference. Not by chasing higher returns, but by helping you make smarter decisions with the assets, income, and opportunities already in front of you.
Here are three ways that value shows up.
1. Turning your success into a clear path toward financial independence.
Investments come second. First, a good advisor helps you clarify what you want your money to do for your life. For many people I work with, the goal isn’t traditional retirement. It’s having the option to slow down, change careers, or stop working entirely, and on their terms.
That requires more than accumulation. It requires a plan. A written financial plan connects your current savings, investments, and income to your future lifestyle. It answers questions like: When can work become optional? Are you taking the right level of risk? Are your decisions today creating more freedom or less? Just as importantly, it provides the confidence to stay the course when markets become unpredictable.
2. Helping you keep more of what you earn.
As your income and net worth grow, taxes often become your single largest expense. This is where thoughtful planning can create significant value over time. Strategies like Roth conversions, tax-efficient withdrawal planning, tax-loss harvesting, and proper account allocation can improve outcomes without increasing risk. The goal isn’t just to grow your portfolio, it’s to increase how much of it you keep and can use. These decisions are rarely urgent, but over time, they can make a substantial difference in your flexibility and financial security.
3. Providing clarity and discipline during critical decisions.
The most important financial decisions you’ll make often happen during transitions; like, selling a business, changing careers, approaching retirement, or navigating volatile markets. These moments create both risk and opportunity.
Having a trusted advisor provides an objective perspective. Someone who can help you think clearly, avoid costly mistakes, and make decisions aligned with your long-term goals, not short-term emotions. Equally important, it helps your plan evolve as your life changes.
WHERE TO GO FROM HERE
At a certain point, financial success is no longer just about earning and saving more. It’s about making intentional decisions that turn your wealth into freedom. The right advisor helps you bring structure to that process. Not just managing investments but helping you use your resources in a way that supports the life you want to live. Because ultimately, the goal isn’t simply to accumulate wealth, it’s to have the confidence and flexibility to live life on your terms.
To see how our advisors can help you with financial planning, call our office today at (775)853-9033 or click here.
Based in Reno, NV, Cornerstone is for individuals and families looking to grow wealth, protect and preserve their life savings, and plan for the distribution of their estate in a tax-efficient manner through a tailored strategy. Schedule a time to discuss your financial goals with us.
©2025 Prime Capital Financial. The views and information contained herein are (1) for general educational or informational purposes only, (2) are not to be taken as a recommendation to buy or sell any investment, and (3) should not be construed or acted upon as investment or tax advice. The information contained herein was obtained from sources we believe to be reliable but is not guaranteed as to its accuracy or completeness. This information does not constitute legal advice. Prime Capital Financial and its associates do not provide legal advice. Individuals should consult with an attorney regarding the applicability of this information for their situations.